Financing

Financing your home purchase ought to take just as much consideration as selecting the home to live in.  Yet many home buyers come to me with a limited understanding on financing options.  Many also make the assumption that any lending agent can get the job done.

I recommend home buyers try to stay with a credible, recognizable lender if at all possible.  Only in the event a person cannot qualify for a loan with a major lender will I recommend they look at other options.  Such circumstances may be precipated by low credit scores, limited time on the job, self employment or many other factors.

In my experience if a home buyer sticks with major banks and saving institutions such as Wells Fargo, Washington Mutual, Bank of America they should have no problem closing a home purchase.  A good rule of thumb home buyers can go by is to know if their lender is also the source of funds.  One very good mortgage company that funds and services their own loans AND is my preferred lender is Countrywide Home Loans. 

When ever possible, I recommend Dave Kilkenny and Steve Valenta at Countrywide.  This team has proven to be the fastest, most credible team of lending agents in Clark County.

Dave or Steve:  360-576-8611